Three Reasons XRP Is Not a Security: Ripple’s Garlinghouse June 21, 2018 Gerelyn Terzo Altcoins, Cryptocurrencies, Ripple Continue Reading? Join Now! Log In Tags:Brad Garlinghouse cryptocurrency regulation FinTech xrp Previous Next Author: Gerelyn Terzo Gerelyn has been covering ICOs and the cryptocurrency market since mid-2017. She's also reported on fintech more broadly in addition to asset management, having previously specialized in institutional investing. She owns some BTC and ETH.